COMPUTER SKILLS:

Lotus desktop, ALLTEL, Visual Banker, Recon Plus, Intex, OS/2, Hogan, LASER, MAST, Misys Summit, Bloomberg & Reuters, MS Excel, Word, Power Point, Access

PROFESSIONAL EXPERIENCE:

Confidential, Washington, DC

Financial Analyst

Responsibilities:

• Set up bonds/swaps and other relevant information into treasury management system (Summit).
• Review term sheets, credit agreements, Confidential, and other legal documentation.
• Prepared guide for deal entry into the treasury management system.
• Participate in scenario testing.
• Coordinate/liaise with other bank groups.
• Reviewed bond/swap cash flow.
• Enter bond and swap deals.
• Participate in the review of trading tickets for accuracy.
• Provided ideas for future improvements and new features, as needed. Participate in meetings with other bank groups discussing the TMS project.

Confidential, Washington, DC

Financial Analyst

Responsibilities:

• Managed daily derivative collateral margin calculations execution and dispute resolution based on ( Confidential ) Credit Support Annexes and Confidential Master Agreements.
• Valued and priced of OTC products such as swaps, swaptions and exotic instruments in Summit Treasury system.
• Resolved daily derivative collateral management operations - related issues and Novations with counterparts and custodian.
• Analyzed yield curves and spreads for swap counterparty derivatives fixed-income using Summit treasury application.
• Performed daily market data validation and comparison for Confidential and non- Confidential futures, yield curves, basis swaps and foreign exchange movements in all other major currencies for funding.
• Analyzed and validate mark-to-market valuation based on portfolio positions and daily market movements.
• Participated in derivatives collateral management system enhancement projects.
• Reconciled portfolios with counterparties, using Tri-Optima.
• Prepared operational risk report for monitoring counterparty risk and assist in credit cost calculation.
• Experienced in a derivatives middle / back office.
• Resolved day to day issues with JPMorgan, counterparties and various departments (i.e. accounting, credit and legal).

Confidential, Richmond, VA

Credit Risk Analyst

Responsibilities:

• Prepared senior and executive level management reports on mortgage industry's trends and factors.
• Developed business and functional requirements document for fraud investigation database.
• Published reports pertaining to delinquency role rates and analysis comparing SunTrust market trends.
• Analyzed mortgage industry's financial condition, market share positions and credit risk in their portfolios.
• Analyzed & assessed mortgage related data/information both internally and externally, from a variety of source for property valuation.

Confidential, Columbia, MD

Senior Securities Analyst

Responsibilities:

• Analyzed complex transactions related to loan and security transaction payments, such as Seniors Subordinate and Over Collateralized deal structures.
• Calculated investor payments comparing elaborate Index & Excel spreadsheet models, to determine principal and interest distributions to certificate holders and other third parties.
• Analyzed trust distributions, waterfall calculations and other swap and cap distributions related to bond payments.
• Researched and interpreted legal documents such as Pooling and Servicing Agreement, Trust Agreement, SWAP/CAP Agreements.
• Prepared and distributed collateral and securities financial performance to internal and external stakeholders such as certificate holders, issuers and rating agencies.

Confidential, Washington, DC

Consultant

Responsibilities:

• Set up and maintained static data for bond definition, futures/options contracts in Summit Front and Back End Treasury system.
• Performed daily review of derivative positions, reconciled cash/portfolio balances to custodian's daily statements and derivative positions to identify/resolve discrepancies.
• Played a critical role in the end-to-end processing of debt and derivative trades executed by the Treasury Front Office.
• Calculated and reported daily profit and loss (P&L) for trading teams and upper management.
• Engaged in collateral margin call and settlements with Calyon Financial and State Street clearing brokers to handle Interest Forex and Interest rate futures trading.

Confidential, Herndon, VA

Business Analyst

Responsibilities:

• Gathered, interpreted, prepared and reconciled financial information according to company and regulatory accounting policies and procedures to ensure data integrity.
• Extracted and analyzed data; summarized findings; develop conclusions and recommendations from appropriate data sources.
• Supported management and internal customer information requests; provided financial data expertise, and coordinated analysis and resolve customer needs.
• Responsible for matching credit risk with loan-level price adjustment and subsequent fee collections.
• Produced month end and ad hoc reporting and analysis regarding trends.
• Performed loan and pool reporting, remitting and reconciliation of loan balances on lender portfolios.
• Coordinated across multiple business units and sites for metrics analysis and reporting.

Confidential, Hazlet, NJ

Assistant Branch Manager

Responsibilities:

• Supervised operations, sales, and customer service for start up branch with four direct reports.
• Managed financial center operations and sales.
• Generated $9 million in mortgage $4 million in consumer loans and managed deposit growth from zero to $10 million dollars in six months.
• Managed client complaints and maintained customer satisfaction rating of over 99 percent.

Senior Business Analyst

Confidential, Seattle, WA

Responsibilities:

• Developed business and system requirements and detailed use case specifications and test scripts.
• Developed alternative solutions to resolve underlying issues, work plans, system enhancements, and new product support analysis.
• Collected and documented requirements for training, processes and new tool development and enhancement.

Accountant

Confidential, Seattle, WA

Responsibilities:

• Examined and validated documents; general ledger entries, identified variances, errors, and non-compliance with Confidential -1.
• Generated periodic and month end reports for accounting and financial reports.
• Implemented Recon Plus accounting system and assisted internal auditors by providing information and fulfilling requests pertaining to accounting and control issues.