We provide IT Staff Augmentation Services!

Sr. Loan Processor Resume

2.00/5 (Submit Your Rating)

Dallas, TX

Hire Now

SUMMARY:

Excellent performer in fast paced environments with outstanding work ethic and excellent communicator through all facets of the loan process from origination to funding and shipping. Self - starter, positive attitude, dependable, meticulous, resourceful, detail oriented team player. Bilingual, English and Spanish.

MORTGAGE SOFTWARE PROFICIENCY:

Loan Prospector ( Confidential proprietary automated underwriting system), Desktop Originator ( Confidential ’s proprietary automated underwriting system), CLOUT(Countrywide proprietary automated underwriting system), Mortgage Dashboard, Calyx Point, Encompass, ReverseVision, Tango, Docs Direct (closing prep system). IBM/PC and Macintosh literate; Proficient in Windows, MS Office, Adobe Acrobat.

EMPLOYMENT HISTORY:

Confidential, Dallas, TX

Sr. Loan Processor

Responsibilities:

  • Explains conditions to borrowers to ensure all conditions are met according to VA, FHA, FNMA, FHMLC or lender specific guidelines.
  • Reviews documentation submitted by borrowers and determines if loan conditions had been satisfied including but not limited to appraisals, income and asset documentation, credit reports, loan payoffs and title commitments.
  • Coordinates loan closings with title companies.
  • Reviews HUD prior to closing to ensure all fees are correct.
  • Use DocsDirect to facilitate a quicker turn time in closing department.
  • Help branch manager alleviate compliance issues.

Confidential, Dallas, TX

Owner / Bilingual Processor

Responsibilities:

  • Orders and reviews title, appraisal, insurance, payoffs, and survey.
  • Requests VOE, VOD, VOM and VOR where applicable
  • Inputs information into DU, LP or lenders specific AUS
  • Explains conditions to borrowers to ensure all conditions are met according to VA, FHA, FNMA, FHMLC or lender specific guidelines.
  • Reviews documentation submitted by borrowers and determines if loan conditions had been satisfied including but not limited to appraisals, income and asset documentation, credit reports, loan payoffs and title commitments.
  • Coordinates loan closings with title companies.
  • Reviews HUD prior to closing to ensure all fees are correct.

Confidential, Addison, TX

Account Manager

Responsibilities:

  • Reviewed loans after received from Underwriting and delivered loan conditions to Brokers.
  • Submitted warranted loan exception requests to Underwriting for approval.
  • Reviewed documentation submitted by Brokers and determined if loan conditions had been satisfied including but not limited to appraisals, income and asset documentation, credit reports, loan payoffs and title commitments.
  • Reworked loans that did not meet guidelines for submitted program exception or alternative approval if available.

Confidential, Dallas, TX

Loan Processor

Responsibilities:

  • Submitted loans through lender specific AUS, DU and LP.
  • Coordinated with lenders to gain loan approval.
  • Obtained and reviewed all conditions to ensure compliance with lender guidelines.
  • Negotiated warranted loan scenario exceptions if lender guidelines were not satisfied.
  • Assisted Loan Officers in structuring/restructuring loans for submission to appropriate lender.
  • Managed daily responsibilities for Junior Processor to ensure productivity.

Confidential, Plano, TX

Loan Processor

Responsibilities:

  • Reviewed loans submitted by Loan Officers to ensure they fit lender product guidelines.
  • Graded credit reports to determine interest rate offered to potential customers.
  • Acted as liaison between Lenders, Loan Officers and Borrowers to ensure quality customer service.
  • Communicated with title companies and lenders closers to ensure closing documents and HUD-1’s were completed according to instructions.
  • Interacted with Underwriters and appraisers to determine solutions to resolve reduced fair market value.
  • Managed Junior Loan Processors and Set-up Processors duties to ensure all loans were processed and closed in projected time frame.
  • Reworked loans that did not meet program guidelines and offered alternative loan programs when available.

Hire Now
Report an issue

We'd love your feedback!

Privacy Policy
Resume Categories
Client Services
Job Seekers
Visa Sponsorship