We provide IT Staff Augmentation Services!

Direct Endorsement Underwriter Resume

3.00/5 (Submit Your Rating)

Chino Hills, CA

Hire Now

SUMMARY & OBJECTIVE Detail-oriented, self-starter with strong communication and organizational skills, discipline to meet goals and deadlines, strong work ethic, and ability to multi-task. Experienced mortgage professional with an emphasis in underwriting and processing residential mortgage loans seeking full-time employment.

TECHNICAL PROFICIENCY

  • Windows 2000/XP/Vista
  • Microsoft Office Suite (Word, Excel, Power Point, Outlook, Visio, Project)
  • Lotus Notes
  • Calyx Point
  • DataTrac
  • DocuTrac
  • Internet research

EDUCATION MBA - Business Management and Leadership: May 2007 Bachelors of Arts in Business Administration: August 2004

PROFESSIONAL EXPERIENCE

Confidential Chino Hills, CA Direct Endorsement Underwriter 2008- 2011

  • Approved and/or denied FHA/Conventional mortgage loans following mortgage standards.
  • Demonstrated quality and completeness of loan files in a paperless environment.
  • Imported data into AUS systems such as Desktop Underwriter and Loan Prospector.
  • Analyzed credit report, income, and appraisal to determine acceptability of loan to investor.
  • Signed off requested conditions in a timely manner set by management.
  • Completed the process for cancelled and denied applications according to policies and procedures.
  • Participated in various department projects and cross-trained for additional responsibilities.

Confidential Corona, CA Office Manager 2006- 2008

  • Managed day- to-day operations while serving as liaison with company officers and lenders.
  • Responsible for several operational duties, such as implementing policies and procedures, scheduling/managing appointments, execution/distribution of broker applications, accounting, forecasting/budgets, and ordering supplies.
  • Performed general pipeline management and assisted with time critical projects and confidential assignments.
  • Created marketing/advertising plans to increase loan origination through direct sourcing of real estate agents, industry professionals, and marketing campaigns.
  • Managed all phone calls and meetings with prospective and existing clients.

Confidential Newport Beach, CA Senior Loan Coordinator 2006-2007

  • Effectively and respectfully communicated with all levels of the organization- management, internal staff, and outside vendors.
  • Assisted mortgage consultants and realtors in planning meetings for strategic development and client events.
  • Responsible for processing residential/commercial mortgage loans through prime wholesale lenders.
  • Worked closely with clients to ensure that loan applications were complete and accurately submitted.
  • Prepared daily scheduling and pipeline reports for management to review.
  • Calculated and reviewed income and assets for all borrowers using various methods.
  • Made mandatory notes in internal loan origination system to ensure files were properly documented.
  • Satisfied all conditional loan approval stipulations and ordered loan documents when complete.
  • Attended loan closing appointments to ensure the proper signing of all loan documents.
  • Communicated with title and escrow department to guarantee timely funding and recording of loans.

Confidential Irvine, CA Equity Processing Manager 2004- 2005

  • Proactively managed a pipeline of 250 to 300 loans and achieved company volume goals.
  • Awarded “Top Processing Team” for funding over $500 million in revenue in one month.
  • Successfully trained, supported and managed a team of nine equity processors.
  • Worked directly with Team Sales Manager to achieve and maintain company production levels.
  • Provided Director of Processing and Vice President of Sales with daily numbers for weekly reports.
  • Performed pipeline reviews with processing staff daily and supervised loans in process.
  • Tracked team productivity to ensure efficient and proper work flow.
  • Generated reports and checklists to resolve problem files and reduce funding issues.
  • Resolved customer service issues and returned customer phone calls regarding loan status.
  • Interviewed, hired, and appraised performance of loan processors.

Confidential Rosemead, CA Senior Loan Specialist 2002- 2004

  • Processed prime and sub-prime residential mortgage loans from opening to closing.
  • Managed accuracy, compliance, and completion of all loan documentation.
  • Maintained processing log and reported daily loan status to Branch Manager/Production Manager.
  • Performed data-entry into loan origination system and verified requested loan information.
  • Ordered and analyzed credit reports, appraisal reports, and title reports.
  • Cooperated with underwriting department to resolve file stipulations.
  • Generated, reviewed, and sent closing documents to closing agents.
  • Trained and supervised new loan specialists.

Hire Now
Report an issue

We'd love your feedback!

Privacy Policy
Resume Categories
Client Services
Job Seekers
Visa Sponsorship