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Senior Collateral Analyst Resume Profile

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Cincinnati, OH

Professional Profile

An organized and detailed professional who initiates process improvement and administration. A self-starter, skilled at learning new concepts with the ability to analyze situations, ask questions, and communicates effectively. Promotes diversity and adaptability through strong interpersonal skills. Experienced in Banking Systems, Excel, and Microsoft Office. Understands at the cornerstone of every business are its employees, customers, and communities they serve.

Professional Experience

Confidential

Senior Collateral Analyst

  • Manage syndicated commercial real estate portfolios on a borrowing base structure comprised of 3,000 properties
  • Monitor daily and monthly activity to account for vertical construction, sold property, and land developed to compare to customers monthly borrowing base
  • Order, review, and track commercial and residential appraisals and flood certifications
  • Create and streamline processes for collateral monitoring by utilizing Excel spreadsheets to organize real estate data and pertinent loan information, such as mortgage recording information, title, taxes, and inspections
  • Strengthen the accuracy of the real estate data using the Excel tracking system
  • Renew Letters of Credit with Portfolio Management approval
  • Notarize partial releases for closings
  • Assist in analyzing Banking trends and making decisions to change collateral terms
  • Serve as a contact for Relationship Managers, customers, participating banks, and legal counsel

Commercial Funding Specialist II

Confidential

  • Approve loan packages for closing ensuring Bank compliance has been met for the type of loan, structure, terms, and collateral including UCC, title, and mortgage review
  • Review loan documentation packages prepared by legal counsel per credit memo
  • Receive completed loan packages and prepare for funding and booking
  • Resolve problems of varying complexity relating to loan terms and loan documents

Real Estate Capital Markets Asset Analyst

Confidential

  • Document loans transferred to special assets
  • Identify borrower delinquencies and work with customer on payments
  • servicing agreements
  • Request customers financials for analysis, review, and debt service in compliance with
  • Provide accounting and escrow services to borrowers and lenders
  • Compile reports for month end and external audits

Commercial Loan Collateral Analyst III

Confidential

  • Analyze attorney prepared commercial loan packages post close funding and booking
  • Audit collateral documentation file that complies with Federal guidelines to reduce potential risk for the Bank
  • Advise management of process improvements and implement resolutions

Cash Management Specialist

Confidential

  • Balance 13 accounts daily using Excel aging function to maintain 30 day standards
  • Research and resolve account discrepancies to ensure debit and credit transactions wereapplied correctly
  • Reduce daily transactions by restructuring ongoing customer accounts to make one monthly
  • account balancing adjustment versus a daily adjustment

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