Vice President Resume
5.00/5 (Submit Your Rating)
Atlanta, GA
SUMMARY:
- Experienced banking professional with 10+ years in various Credit Risk Management functions including, but not limited to: CCAR, Model Risk Management, Retail Loss Forecasting, Analytics.
EXPERIENCE:
Confidential, Atlanta, GA
Vice President
Responsibilities:- Performed monthly Consumer loss forecasting for Confidential corporate planning by utilizing forecasting models and taking into consideration seasonality, historical run rates, product idiosyncrasies
- Products include: HELOC, HELoan, 1 - 4 Residential, Auto, Direct, Unsecured, etc.
- Managed monthly Mortgage FFIEC write-down component of forecasting process
- Investigated forecast discrepancies to correct operational process gaps
- Oversaw consumer default operations to ensure correct write-down procedures are followed
- Served as Mortgage and Consumer Model Center of Excellence (COE) - single point of contact for all Retail Risk and LOB models to ensure full compliance with SR11-07, FRB, and internal model risk management policies
- Responsible for guiding all model developers through the MRM process and coordinating execution and submission of all model monitoring and maintenance activities
- Reported model performance results to executive management during quarterly Model Risk Management Committee meetings
- Performed all model administration duties, including maintaining model inventory, scheduling model development and validation plans, requesting and tracking model exceptions
- Provided peer review and approval of all Retail model development documentation prior to submission for validation
- Successfully bridged the gap between the business-focused executives and quantitative-minded model developers
- Managed and coordinated the Retail submission of SunTrust’s Comprehensive Capital Analysis and Review (CCAR). Acted as single point of contact for Consumer and Mortgage loss forecasts CCAR scenarios.
- Drafted majority of CCAR documentation for submission to the FRB, including model documentation and retail methodology
- Coordinated and performed analytics projects to satisfy FRB MRA remediation activities
- Project manager for the implementation of 2-Year Probability of Default calculation under the FDIC’s 2012 Large Bank Pricing model for Retail Consumer and Mortgage portfolios
- Acted as single point of contact for tracking and closure of all internal audit and model risk management issues for the Retail Modeling and Forecasting group
Confidential
Portfolio Management
Responsibilities:- Regularly reviewed portfolios against key performance and risk metrics to ensure they align with expected outcomes and the overall risk tolerance
- Managed the ongoing process for monitoring credit Exceptions and Overrides for the Consumer portfolio.
- Set and managed Exceptions and Overrides tolerances for each product to ensure no shift in risk
