OBJECTIVE

• I am seeking a position that is both challenging and rewarding where I am able to utilize my past supervision and management experience along with my current experience in the field.

EXPERIENCE

Financial Advisor

• I help clients with developing a financial plan to help reach their goals. My primary market is in retirement planning and I focus on retirement assets, social security, and other needs of retirees.
• I also work with retirement plan participants in multiple locations for a large hospital network. I help participants enroll in the available plans, understand their plans and investment options, and make changes to their accounts as needed.

Regional Supervision Principal

• Hired as part of a select group of six qualified individuals responsible for helping restructure the Supervision Department and redefine their role of the regional supervisor position.
• Worked on committees to rewrite and develop multiple sections of the Written Supervisory Procedures, the Advisor Compliance Manual, and Business Practice Reviews. Brought Best Practices from past experiences to the table to try and provide the best oversight with consistency and efficiency.
• Reviewed suitability of all new business and transactions, reviewed email communication, reviewed OBAs, reviewed U4 updates, and tracked disciplinary actions for the representatives I supervised in Arizona and New Mexico.
• Worked with other members of the Supervision team to resolve issues and concerns of the home office regarding representatives.

Regional Supervision Manager

• Worked with representatives to answer any questions and educate them on current broker - dealer and FINRA policies. Maintained a positive working relationship with representatives while ensuring they were following proper business and sales practices.
• Reviewed suitability of new transactions on a daily basis.
• Tracked completion of annual compliance requirements, training courses, delegations, escalated items, U4 updates, and other items as needed. Also issued and tracked disciplinary letters and followed up on actions needing completed.
• Completed monthly and quarterly supervision reports, reviewed and approved options agreements, and handled special tasks as they came up.

Branch Office Examiner

• Conducted audits in registered locations for Confidential .
• Worked with minimal oversight in a multitude of systems to gather needed information on the registered locations and personnel to be able to perform thorough branch examinations.
• Traveled on a bi-weekly basis to conduct audits all across the United States as needed. Worked closely with other examiners on current findings and past findings to minimize broker-dealer and representative’s exposure to risk. Detected and referred greater risks to the appropriate compliance departments as needed and help with resolutions when requested.
• Reviewed central files including Complaint File, Advertising File, Gifts and Entertainment Log, Correspondence File, Checks/Securities Log, and Signature Guarantee Log. Reviewed lease agreements, representative’s financial records, file location and security, registered and non-registered staff affiliation, Outside Business Activities, Outside Brokerage Accounts, Investment Advisory related items, and other items as deemed necessary. Reviewed client files for needed documentation and to verify no existence of pre-signed or altered documents. Also perform interviews with representatives and staff during exams.

Regional Sales Supervision Principal

• Trained, coached, and guided independent registered representatives in Arizona and Utah. This included representatives that were Direct Reports to me and OSJ offices under my supervision.
• Conducted Annual Compliance Meetings, performed Annual Supervision Office Visits, assisted with Complaints, delivered Letters of Caution, and placed representatives on Heightened Supervision plans and Financial Action Plans as needed. Monitored above plans and completion of tasks. Ensured representatives and staff completed their firm element, continuing education, and were appropriately licensed.
• Reviewed new business applications for suitability and contacted agents to clear stipulations in order to process the business through NBOE proprietary system. Reviewed and monitored representative emails through Orchestria. Reviewed accounts and daily trades through SunGard. Also reviewed and monitored all Outside Business Activities, Outside Brokerage Accounts, incoming and outgoing correspondence, Gifts and Entertainment Log, incoming client checks, and Signature Guaranteed items.
• Required to keep a detailed knowledge of products, FINRA guidelines, broker-dealer guidelines, and corporate communication to insure compliance within my region and suitability of transactions. Also was responsible for disseminating relevant information to region and ensuring their understanding of the materials.
• Worked with minimal oversight and was responsible for assisting my representatives with their needs in a timely manner. Acted as a conduit for my representatives between Compliance, Licensing and Registration, and other Home Office departments. Provided training, support, and guidance to new OSJs and Direct Reports.

Suitability Review Principal

• Reviewed new business applications for suitability and contacted agents to clear Confidential s. Also assisted in determining selling trends and processed the business through ASRS proprietary system. Reviewed business for both the exclusive and independent channels.
• Assisted in building the current broker-dealer into a full-service broker-dealer. This experience gave me the opportunity to see very broad aspects of the business and understand how a broker-dealer works from individual positions to a whole.
• Helped with developing processes and procedure guidelines for many aspects of the new broker-dealer. Continuously worked on special projects and implemented plans geared towards process improvement.

Senior Mortgage Banker

• Called prospects to get a better understanding of their financial situation, and used that information to tailor a program to meet their needs. Presented the program and obtained the needed documentation to get pre-approvals and submit the loan application.
• Worked on and helped process multiple loans at one time by acquiring pay-off information, title insurance, hazard insurance, appraisal, and any other needed documentation.
• Verified that all parts of the loan were compliant with lender, state, and federal guidelines.
• Kept a relationship with the prospects during the loan process and informed them of the status of their loan. Also kept in contact with appraisers, processors, underwriters, account representatives, attorneys, and anyone else that was involved in the loan.