SUMMARY:

• Eight years of Banking and Financial experience. I have been a Financial Controller since 2008.
• Perform Month End & Year End Closing.
• Prepare Financial Statements (Balance Sheet, Income Statement and Cash Flow) for Bank, HQ and Agency (bank owned) both consolidated and individual.
• Prepare Cost Center Financial Statements
• Prepares Regulatory Reporting (Call report, FR2900, SOD…).
• Prepare all BOD reports and other internal and external reports.
• Prepare yearly budget.
• Review and approve GL reconciliations.
• Manage the investment portfolio (bonds and equities). Maintain Fixed Assets Portfolio Maintain Accruals and Prepaid.
• Management.
• Highly Skilled in Microsoft Excel, QuickBooks, Fiserv - Prologue Financial Accounting, Prologue Financial Investment& DNA.

PROFESSIONAL EXPERIENCE:

Confidential, Jacksonville, FL

Assistant Controller

Responsibilities:

• Prepare and distribute monthly financial statements and reporting package.
• Analyze and interpret actual operating results and related variances to support management decision-making.
• Manage all accounting functions and internal controls.
• Manage Insurance Lines and Vendor financial relationships
• Utilize ERP accounting system to disseminate accounting reports throughout the organization
• Analyze the performance of the operating locations and identify and address operating concerns.
• Prepare and monitor operating budgets and capital expenditures.
• Run Performa’s and budget models on acquisitions and location management
• Evaluate adequacy and effectiveness of critical processes and systems.

Confidential

AVP/ Controller

Responsibilities:

• Responsible for all accounting functions, including preparation of bank’s financial reports, budgeting, posting and reconciling general ledger accounts, reconciling internal use accounts and processing correspondent bank advice.
• Consistently analyze financial data and present financial reports in an accurate and timely manner.
• Monitor daily cash position and ensure proper liquidity is maintained.
• Maintain policies and procedures to insure compliance and financial data integrity.
• Prepare quarterly Call Report and other regulatory reporting as requested.
• Prepares reports and performs additional duties related to asset and liability management.
• Prepare monthly board reports, risk assessments and funding projections that are accurate and well documented.
• Oversee the daily operations of the accounting department, including the design of an organizational structure adequate for achieving the department's goals and objectives
• Represent the Company in a professional manner by living the brand values inside and outside the work environment.
• Maintain a functional and strong understanding of all Company products and services that encourages career development.
• Contribute to Company strategic goals by recognizing and capitalizing on opportunities to refer, build and offer our products and services.
• Responsible for compliance with regulations including but not limited to Anti-Money Laundering, U.S. PATRIOT Act, Bank Secrecy Act, OFAC, Fraud Protection, Security Procedures and Privacy and Confidentiality requirements.
• Other tasks as assigned.

Confidential, Jacksonville, FL

Restaurant Owner/Manager

Responsibilities:

• Managed the whole restaurant, from customer service to all financial matters.
• The restaurant offered Middle Eastern food, variety of hookah flavors and a full bar with liquor, wine and beers.
• Sold establishment when relocated to Syracuse, NY

Confidential

Financial Control Officer

Responsibilities:

• Monitor limits and exposures with a view to improving the branch’s profits, whilst at the same time ensuring compliance with the consolidated/ overall approved limits.
• Ensure timely and balanced disclosure of all material matters concerning the branch. In doing so, develop mechanisms designed to ensure compliance with all relevant local laws and regulations (e.g., Central Bank regulations) and also international laws and regulations.
• Monitor and quality measurement purposes pertaining to the financial reporting related process.
• Establish and enhance relationships with regulatory authorities to ensure that all regulatory reporting requirements are complied with.
• Liaising with external auditors on matters pertaining to presentation and disclosure of financial statements, emerging financial reporting trends, impacts of proposed accounting standards etc.
• Build and maintain strong and effective relationship with the all other related departments and units to achieve the branch’s goals/ objectives.
• Responsible for the preparation of Country Statutory Returns for Central Bank (BDL regulatory reporting) and Financial Services Authority.
• Responsible for the preparation of Liquidity and Interest Rate Sensitivity for H.O.
• Conduct Interest Rate Swaps Revaluation for H.O.
• Produce reconciliation of all Suspense Accounts of Branch
• Responsible for audit confirmation of company audit requests (Customer Accounts)
• Administer STB Systems Software (for Financial Reporting)
• Produce Daily Liquidity Report for Monitoring
• Produce Daily Balance Sheet and Profit & Loss for Head Office
• Prepare reconciliation of all nostro accounts.
• Follow-up any long outstanding items.
• Review nostro accounts for consistency of Balances and consistency of transactions across nostro accounts. Report exceptions to management.
• Review Daily Balance Sheet and P&L for consistency.

Confidential

Financial Analyst & Controller

Responsibilities:

• Assessment and Analysis of the Financial Instruments Portfolio.
• Prepare monthly/quarterly/yearly Financial Reports and Perform Analysis.
• Prepare yearly budgets by establishing schedules, collecting, analyzing and consolidating financial data.
• Tracking and Controlling P&L and Over-Head Cost.
• Assuming responsibilities and carrying out special projects as assigned by the financial manager and the chairman of the bank.
• Providing back-up support by reviewing and analyzing data for the Financial Manager.
• Interact with the Board of Directors and the President concerning financial forecasts and reports.

Confidential

Compliance Officer & Accountant/Auditor

Responsibilities:

• Minimize the Company's exposure to various operational risks, such as money laundering, fraud, errors and negligence.
• Safeguard the Company’s reputation and integrity to prevent any operational losses; legal pursue or loss of customers' confidence by ensuring that the company's facilities are not being used to launder money derived from any criminal activity.
• Review account openings; procedures for completion of the CTS and the KYC form and to ensure staff commitment with the provisions of the rules and regulations of the company.
• Responsible for monitoring the daily incoming and outgoing payment orders to immediately inform the CEO of any suspicious and returned payment orders for the reason "FRAUD”.
• Responsible for monitoring and reporting suspicious cash deposits and withdrawals to the CEO.
• Conduct periodic audit to evaluate implementation of the anti-money laundry policies and procedures and the compliance of the company with the applicable laws and regulations. In addition, test the efficiency of the internal system in place to monitor and identify suspicious transactions.

Confidential

Accountant/Auditor

Responsibilities:

• Complete basic book-keeping and accounting tasks.
• Perform posting of cash receipts, expenses, or other transactions to journals or ledgers and verify accuracy.
• Review invoices, bills, vouchers and other documents for corrections before entering into records.
• Prepare and maintain accounting records which include general accounting, expenses, and budget data (ACI Program).
• Manage and control bank accounts for the company.
• Conduct complex audit and review records for accuracy (for our clients’ portfolios and for our own portfolio at the off-shore financial institution).
• Perform monthly calculation for the brokers’ commission.