Lending Compliance OfficerÂ Resume , Salem, NC - Hire IT People

SUMMARY:

Multi - disciplined professional with progressive experience in the financial services industry around enterprise risk management with an emphasis on credit, regulatory, financial and operational risk.
Provide independent assessments of governance and internal control environment for key stakeholders including shareholders, the Board of Directors and senior management.
Effective communicator with the ability to manage the expectations of both internal and external clients.
Ability to plan, scope and execute risk-based audit programs, document processes using narratives, flowcharts and process maps and identify effectiveness of key controls and control gaps.
Extensive experience reporting audit findings to senior management and monitoring the Lines of Business’s remediation of audit findings.
Conduct walkthroughs and test work to ensure compliance with Sarbanes-Oxley requirements.

PROFESSIONAL EXPERIENCE:

Confidential, Salem, NC

Lending Compliance Officer

Responsibilities:

Provided enterprise risk subject matter expertise to the organization in the evaluation of the existing risk control framework with a focus on regulatory, operational and vender risk management.
Performed reviews of internal processes, policies and procedures of the lending lines of businesses including commercial, residential mortgage, consumer and credit cards, to support ongoing compliance with existing and emerging regulations.
Determined many risks could be outsourced to existing vendors resulting in diminished risks and cost savings to the organization.

Confidential, Salem, NC

Engagement Director

Responsibilities:

Performed consulting functions in accordance with the internal audit and compliance scope, as approved by applicable oversight committees for various financial institutions.
Engagements performed - operational, financial and regulatory audits; SOX interim and year-end testing.

Confidential, NC

AVP - Senior Compliance Manager

Responsibilities:

Performed as a key officer within the compliance organization, providing subject matter expertise, regulatory interpretation, and enterprise risk analysis to the Group Manager, assigned lines of business and the department as a whole.
Served as the primary point of contact for assigned lines of business and managed those relationships.
Analyzed the particular details of Lending Compliance risk processes, policies and procedures.

Confidential, NC

AVP - Senior Auditor

Responsibilities:

Identified key risks and controls for the Commercial and Investment Bank structured products businesses to develop and execute an effective audit program.
Effectively communicated to line of business management audit findings to assist them in strengthening their control environments to ensure compliance with applicable regulations.
Developed and maintained key relationships with middle and senior managers for assigned areas through communication of risk exposure noted during audit assignments and follow through on commitments to clients.
Performed walkthroughs of processes and tested key controls pertaining to material general ledger accounts of assigned lines of business to ensure compliance with the Sarbanes-Oxley Act.
Coached staff by establishing clear roles and responsibilities for each team member and providing formal feedback.

Confidential, FL

Audit Consultant

Responsibilities:

Provided subject matter expertise to a variety of businesses specializing in debt related structured products.
Assisted GMAC Commercial Mortgage in transitioning the property surveillance and investor inquiry function from a third party vendor in-house for securitized real estate transactions totaling $140 billion.
Co-sourced with Wachovia’s Commercial and Investment Banking’s internal audit department to conduct the following audits: Structured Products Services, Commercial Real Estate Finance, and Structured Asset Finance.

Confidential, GA

Vice President/Asset Management

Responsibilities:

Managed a team of real estate professionals providing asset management for a portfolio of nine commercial mortgage backed securitizations consisting of 1,800 assets with a balance of approximately $13 billion. Increased portfolios under management from approx $7 billion to $13 billion with negligible increase in staff while resolving existing and newly acquired asset management issues in a timely manner.
Identified opportunities for fee recognition, resulting in a cost center defined department becoming a $1-$2 million per year revenue-generating department depending on market conditions. Revenue stream became so reliable that income was incorporated into the company’s budget.