SUMMARY:

• A qualified, seasoned, and innovative financial services industry professional with over 20 - years of known expertise in directing important company-wide initiative with an enviable record of success.
• Adept at building a global Framework and policies, standards and procedures to combat money laundering, terrorist financing, and other related financial crimes.
• As the first line of defense compliance with Confidential operational risk led the design, development, delivery and maintenance of best-in-class Global Financial Crimes programs, policies, procedures and standards.
• Coordinated Global Merchant Services’ Anti-Money Laundering / KYC policy, procedures and standards across global business units to deliver a comprehensive enhanced program to financial crimes prevention and deterrence.
• Developed global strategy for client onboarding governance, focused on enhancing client experience using innovative tools and technology to manage future regulatory requirements.
• Actively managed Compliance activities encompassing data collection and presentation, including oversight and governance of the annual compliance plan development and compliance program assessment.
• Orchestrated the planning, build-up, implementation, and closeout of a global technical solution, addressing AML compliance tailored internal controls, independent testing, ongoing training, and on ongoing customer-based risk focusing on BSA /AML FATF, and OFAC regulations.
• Provided strategic advice to business and regulatory compliance on regulatory and reputational risk, monitoring business activities, provided FIU staff training with an understanding of the processes of money laundering, the laws and regulations that make it illegal, and the responsibilities of employees to help detect and prevent it.
• Utilized a rules-driven, risk-based approach to KYC onboarding, focused on higher PEP and risky clients, consistent with regulatory guidance in all major jurisdictions.
• Advised and supported the lines of business in establishment and execution of corrective action plans to address compliance deficiencies, findings and/or recommendations of examiners, internal audits, and self-identified gaps.
• Conducted daily reviews and investigations around regulatory processes changes surrounding USA Patriot Act compliance, global sanctions compliance, including OFAC and anti-money laundering (AML) due diligence.
• Coordinated the design, development and implementation of Enterprise Data Governance strategies, reviewing the requirements for data privacy and cross border data sharing to ensure compliance with applicable privacy and data protection laws (GDPR) and reviewing data lineage and impact to the transactions monitoring.
• Defined an appropriate risk-based Enterprise Data Governance Program, reviewing the requirements for data privacy and cross-border data sharing to ensure compliance with applicable privacy and data protection laws, (GDPR) and DFS -504, reviewing data lineage and enhancement to the transactions monitoring strategy.

EXPERTISE AREA:

• Global Financial Crime Compliance
• Program Management Skills
• Customer Due Diligence (CDD)
• Technology Disruption Framework
• Life Cycle Management
• Enhanced Due Diligence (EDD)
• BSA/AML Operations functions
• Relationship building / influencing
• Regulatory Frameworks
• Sanctions Processes and Procedures
• Software Development Lifecycle
• Data Governance Policy
• Technology Disruption Framework
• High - Velocity Decision Maker
• Evolutionary Agile Development
• Systemic Strategic Thinker
• C-suite interaction
• Executive Management Reporting

TECHNICAL SKILLS:

Technical Proficiencies: LAN Environments, Microsoft Office Suite, MS Project Manager, Project and Program Management Scrum, Gantt, Kanban, Waterfall, Agile, RALLY, JIRA, SQL, Safe, NICE Actimize, LexisNexis Bridger, Thomas Reuter World Check, Walker General Ledger, Oracle, CADmis, SEBIS General Ledger, IBM Focus Programming, IRI Data Server, Essbase, TM1, Cognos Series 7.

PROFESSIONAL EXPERIENCE:

Confidential, NEW YORK, NY

REGULATORY PROJECT MANAGER

Responsibilities:

• Liaise with Compliance and Business Technology teams during the entire development/implementation of a Global Integrated Technical Platform that effectively manages AML/KYC regulatory requirements for Third Party Acquirers; verify a clear understanding of the requirements; and ensure that adjustments are made through the change control process. Wrote internal policies, procedures, and controls aligned with the USA Patriot Act, and that were consistent with robust governance, oversight, and accountability to protect global business unit from being used as a conduit for illegal financial activities.
• Author/institute new Know Your Customer (KYC) and Customer Due Diligence (CDD) processes for clients and counterparties in accordance with all Bank Secrecy Act of 1970 Supervision (BSA) requirements. Serve as the SME for compliance on key KYC projects and initiatives including technology and process enhancements, and remediation efforts. Support internal policies and procedures for onboarding/screening of Third Party Acquirers by reviewing and ensuring compliance with global regulations covering BSA, AML, and OFAC.
• Use expertise to develop extensive validation steps and procedures for complex test case scenarios to ensure solution deliveries meet business needs/expectations. Customize the Global Due Diligence Questionnaire (DDQ) process to a secure web-based solution that simplifies and streamlines anti-money laundering and KYC information, respecting client confidentiality. Worked with Global Privacy & Data Protection team to strategically plan all phases of the projects and coordinate information gathering, with focus on GPDR and PII regulations. Utilize a rules-driven, risk-based approach to KYC onboarding, focused on higher risk clients, and consistent with regulatory guidance in major jurisdictions.
• Effectively employed BRIDGER and World Check to design and create ongoing, relevant AML Program training; coached the Financial Investigator Unit (FIU) on new onboarding processes for new/existing customers.
• Significantly reducing the risk for money laundering predicate offenses by 35%, and increased the number of clients being screened through BRIDGER 27%.

STRATEGIC BUSINESS MANAGER

Confidential

Responsibilities:

• Charged with the successful implementation of a new Global ATM pricing strategy throughout the company; the program employed enhanced MIS to more accurately/precisely align Transfer Pricing to actual costs per acquirer market.
• Analyzed finance processes used for global network business and implemented an innovative self-service initiative to re-tool and improve finance concierge services.
• Created and directed financial analyses, planning/forecasting, and reporting where none had previously existed.
• Accountable for reviewing/analyzing the ATM Network BSA compliance program to ensure alignment with FinCen 314a policies and procedures.
• Rolled out additional pricing for ATM value recapture initiative, helping increase ATM revenue by 15% Confidential .

BUSINESS SUPPORT

Confidential

Responsibilities:

• In conjunction with Corporate Planning and Investor Relations, formulated and presented clear, accurate explanations to the investment community related to the Company's operating results using in-depth analyses of financial trends including profitability and liquidity for publicly-released financial statements.
• Built and presented valuation models that determined discounted equity cash flows and that calculated financial ratios including ROI/ROE to help supplement and influence investment decision-making.