SUMMARY:

• Experienced Professional with knowledge of OCC, BSA, CFPB and FCRA regulatory guidelines.
• Experienced with Consent Order, Dodd Frank Operational Risk Reviews, OFAC and Look - Back Projects for transaction monitoring of Fed Funds, CHIPS and Swift wire transfers.
• Business Analyst and Project Management background that includes fraud prevention and implementation of compliance policies and procedures for Fraud/ Confidential /EDD and Confidential /Onboarding.

TECHNICAL SKILLS:

• Actimize, Pre and Post Conversions
• Functional Testing
• OFAC/ Confidential
• Correspondent Confidential Transactions Operational Compliance and Mortgage loan Audits and Reviews
• Lexis/Nexis Advance
• World Check
• Westlaw
• Broadridge ADP/ICI Impact
• Loan IQ
• Bloomberg
• LMS
• SBO 2000
• IBM SharePoint
• COB

PROFESSIONAL EXPERIENCE:

Project Manager

Confidential, Newark, New Jersey

Responsibilities:

• Conducted and audited completed mortgage files for accuracies of fees and closing cost allocated. Prepared daily and weekly reporting of default pending portfolio inventories on excel spreadsheets. Prepared monthly marketing campaigns for business sales opportunities and client refinancing Opportunities.
• Maintained all back-office clearance and settlements in compliance with all (FCRA). Processed and facilitated client facing meetings with applicants when required for the wholesaling transactions and Pre and post client’s foreclosures. Extensive knowledge of the mortgage servicing process.
• Strong analytical and problem-solving skills, Quality Assurance / Audit experience. In-depth knowledge of Federal and State Laws and regulations applicable to banks, with a focus on consumer and real estate lending. Knowledge of mortgage lending laws such as (RESPA, TILA, FHA, VA SAFE Act, FCRA, Dodd-Frank, HAMP, HARP.

Risk Review Analyst

Confidential

Responsibilities:

• Consultant assigned to evaluate corresponding banking clients that include high Net Worth Clients and Corporate (PIC’s) Personal Investment Company.
• Client Faced with branch managers via email to re-confirm client level of risk and reviewed case exceptions to calculate the level of Risk from Medium to Very High based on certain combined criteria that include, country, negative media, PEP’s, Money laundering and other categories.
• Generated daily feedback on a database that tracks exceptions.

SAR Analyst

Confidential, Weehawken, New Jersey

Responsibilities:

• Conducted an audit of all Confidential clients for personal and legal entities such as LLC’s, corporations for confirmation of participation in an IRS taxation Program. Conducted transaction monitoring for check and wire transfer activities.
• Tracked all data via excel spreadsheets for KPI reporting. Processed bulk SAR reports for various clients.
• Analyst assigned to research correspondent banking transaction monitoring Confidential alerts for consent order project for JPMChase.
• Conducted and reviewed cases based on analysis conducted and researched entities for high risk countries and negative information on Google, world check and lexis Nexis.

Confidential, New York, New York

Responsibilities:

• Reviewed and resolved Pre and Post migration system false positives of high rejections during the Actimize testing period and reviewed and amended the algorithms used to generate the exceptions.
• Confidential Analyst responsible for look back and BAU transaction monitoring reviews of Corresponding Banking fed wire and swift transactions.
• Prepared RFI and SAR case write-ups based on analysis and findings of research conducted for Latin American trade Middle Market finance clients.
• Identifying OFAC alerts in Actimize such as Political Exposed Person, that may be located and doing business with US Sanction and Embargo countries.
• Supplied proof that False Positives were proven to be correct and updated Actimize. Researched client information via Google and LexisNexis. Submitting PEP's to compliance, after been identified to be added on SDN list.
• Reviewing and updating Confidential files with missing and updated information to satisfy compliance requirements.
• Contacting Relationship Manager, for further information when EDD is conducted. Conducted bullion logic research in lexis/Nexis, OFAC, World check, Westlaw, Desos etc. Submitted MIS status reports from SPEADD system for daily deliverables.

Confidential, Boston, MA

Responsibilities:

• Senior Analyst conducted Confidential analysis for a project with Customer Due Diligence reviews of the on-boarding process for the Family of Funds.
• Confidential review of asset management funds domestic and international funds to ensure that they were in compliance with Dodd Frank regulations.
• Provided daily KPI indicators for production work performed. Performed Confidential file remediation, customer risk assessment, data collection filing and customer screening.

Data Business Analyst

Confidential, New Jersey

Responsibilities:

• BA responsible for various enterprises data governance Confidential and Confidential project initiatives.
• Utilizing the SAS systems to access internal databases for internal client data criteria. Interviewed Business Unit directors for definitions of Master, Reference and Transactional data elements in the following areas,
• Mortgage Commercial and Consumer Retail Credit Analysis for conformity with FCRA regulations, SQL, Credit Risk, Structured Finance Liquidity, Legal Entities, Corporate.
• Consultant engaged to provide SME for a bank regulatory compliance Audit Project mandated under the OCC and CFPB.
• Responsible for Fraud Risk Assessment and controls review of the mortgage servicing and foreclosure process. Interviewed senior level staff for workflow procedures and identified possible GAP’s in the workflows of the foreclosure, Loss Mitigation,
• Credit Default, equity Analysis and Reo’s dept. Responsible for assessing Risk and Gaps in processing and procedures in the default, loss mitigation, foreclosure, REO, USDA, Equity Analysis and other Mortgage servicing areas.