Risk Management Analyst Resume Laurel, MD - Hire IT People

SUMMARY

Solutions - focused, self-starter seeking to contribute project management, risk management, operational audit, and account analysis/reconciliation skills toward supporting a progressive organization in optimizing performance.

PROFESSIONAL EXPERIENCE

Risk Management Analyst

Confidential, Laurel, MD

Responsibilities:

Analyze grant management policies and procedures for large Federal agency to identify internal control gaps and assess risk;
Develop proposed responses, corrective action plans and additional internal control testing; and
Monitor corrective deficiencies and validate effectiveness of operational improvement

Senior Consultant/Project Manager

Confidential

Responsibilities:

Authored written policy and procedures with end-to-end project management tools for financial consulting firm;
Designed custom tool to manage individual project budgets;
Directed subject matter expert project teams, monitored projects on an ongoing basis, evaluating progress, and budget

Auditor

Confidential

Responsibilities:

In a lead role, planned and executed operational audits
Executed audit programs to analyze functional lines of business to improve governance, risk management and control processes; and
Reviewed systems, processes, policies and procedures and conduct assurance testing to assess the effectiveness of control programs in place

Realtor

Confidential

Responsibilities:

Prospected clientele to purchase or list residential real estate;
Managed advertising budget;
Advised clients on market conditions, prices, mortgages, legal requirements and related matters; and
Negotiated real estate transactions and submit sales contract to buyers, sellers and broker for approval to settle.

Realtor

Confidential, Bethesda, MD

Responsibilities:

Prospected clientele to purchase or list residential real estate;
Managed advertising budget;
Advise clients on market conditions, prices, mortgages, legal requirements and related matters; and
Negotiate real estate transactions and submit sales contract to buyers, sellers and broker for approval to settle.

Credit Manager

Confidential, McLean, VA

Responsibilities:

Monitored key performance indicators across Community and Corporate Lending segment under the direction of the Director of Credit;
Performed deep-dive analysis to determine credit performance drivers;
Advised Director of Credit of solutions to improve lender performance; and
Interfaced with lender management to implement remedies to performance issues

Senior Examiner

Confidential, McLean, VA

Responsibilities:

In a lead role, conducted on-site operational audits of the corporation’s top banks, mortgage companies and mortgage aggregators;
Identified control problems/weaknesses throughout all business areas of the counterparty in order to minimize institutional related losses;
Performed custodial bank account reconciliations to identify differences and detect potential fraud;
Prepared audit reports for distribution to audited entity, senior management and internal departments; and
Served as liaison between clients and internal departments with resolving outstanding risk issues.

Correspondent Sales Support Assistant

Confidential

Responsibilities:

Authored and edited correspondent policy and procedures manual;
Managed correspondent database and provide reporting to Director of national sales; and
Assisted correspondent sellers by facilitating funding and coordinating new seller applications.

Underwriter

Confidential

Responsibilities:

Underwrote conforming and non-conforming mortgage loans for sale to investor/conduit;
Utilized automated underwriting systems and manual underwriting methodology to generate preliminary loan approval for delegated loan packages; and
Verified loan compliance with federal and state law.