SUMMARY

• High - energy professional with over 10 years of experience and a deep understanding of front, middle and back-office operations.
• Practiced in financial planning, reporting and analysis. Exceptional ability to produce relevant information through quantitative, qualitative analysis, issue management and interpretation of financial data.
• Able to prepare, analyze and develop financial reports for forecasting, planning, trending and budget to actual comparisons.
• Experienced in preparing daily, weekly, monthly and quarterly financial reports as well as ad-hoc analyses to ensure accuracy and resolve issues.
• Demonstrate the ability to analyze complex financial information and clearly communicate the impact on business operations.
• Solid analytical aptitude, able to quickly grasp and articulate complex topics. Able to effectively communicate critical business issues and provide realistic recommendations to senior executives.

PROFESSIONAL EXPERIENCE

Confidential, Chicago, Illinois

Default Management Portfolio Relationship Manager

Responsibilities:

• Manage reports and service 10 plus CDO Portfolio in excess of $1.5 billion assets in custody
• Supervise a team of 5 Trust Associates, and develop performance metric/KPIs to achieve on-time and accuracy reporting
• Facilitate, coordinate and schedule the work of multiple project teams engaged in the establishment and implementation of new projects in various phase of the project full life cycle (experience in both waterfall and agile methodologies)
• Create and maintain complex compliance financial modeling, Note Valuation, Waterfall payment and Concentration Tests
• Analyze key risk factors and audit data collection to prepare for monthly, quarterly and annual financial reports for clients and management
• Perform and review independent audit Note Valuation report, variance analysis, asset/liabilities management (ALM), trade position, coupon payments, waterfall payment/Priority of Payments, TRS (Total Return Swap) and other type of SWAPs
• Manage cash and underlying assets collateral (Collateral haircuts) and liabilities held in multi- currencies
• Review and sign-off all Cash flow reports and debit/credit general ledger per GAAP policies; SEC filing (9-K/10-Q)
• Reconcile balance sheet and recover missing income and work with clients on late fee payments and negotiate bank fees
• Perform and review projected and actual budgets forecasting and maintain portfolio budgets, incomes and P&L report
• Monitor and review assets credit rating from 3 major credit agencies: Fitch, Moody’s and Standard & Poor (S&P)
• Review and executes contractual obligations (lease agreement) and banking compliance such AML, KYC, UCC, FATCA, SOX and Dodd-Franks, OFAC, administering debt issuance, review Indenture and ISDA
• Work with legal team, external Auditors, and hedge fund managers on reviewing and processing bankruptcy and defaulted notices such portfolio liquidation and termination events, Corporate Actions events
• Work with management team on special projects to improve efficiency and tighten control points to mitigate risks
• Respond to internal partners and outside clients day to day ad hoc reporting

Confidential - Chicago, Illinois

Financial Analyst - Project Manager

Responsibilities:

• Manage and coordinate both IT, business product projects implementation and portfolio conversion
• Lead and manage internal and external clients to ensure on-time project implementation scheduling
• Coordinate and contribute in all phases of the Project lifecycle (SDLC) from initiation phase to closing
• Capital project forecasting, variance analysis, detail revenue and expense review on investment portfolios; and SEC filings
• Review and negotiate bank fee letters/fee contract and work with clients on fees and late payments recovery
• Worked with Modeling team to address and resolve programming issues, and compliance issues; and Priority of Payments
• Process and create new accounts and on-boarding new portfolio in both legal documentations and technologies
• Create test scripts for end-users to run test trial for each completed phase, and supporting AUT production environment
• Collect/compile and review portfolio master data file, and master data management

Confidential, Chicago, Illinois

Senior Corporate Action Analyst/ Project Coordinator

Responsibilities:

• Manage and coordinate Northern Trust Syndicated Bank Loan /CDO/CLO Corporate Actions and Corporate Restructure/Reorganization implementation projects
• Acts in leadership role as a technical resources or SME for Corporate Actions/Portfolio Reconciliation/Accounts Transition
• Process and review Corporate Actions events for both Involuntary and Voluntary
• Reviewed the project schedule with senior management and all other staff that will be affected by the project activities
• Reported developments in scheduled meetings to upper level management using spreadsheet reports
• Reconcile and audit portfolio’s cash flow/liabilities (loan proceeds, interest & principle payments, etc.), and trade positions TRS and SWAP to ensure these reflect/post correctly with investment manager, agent, and other parties
• Process and reconcile all Cash flow entries and debit/credit general ledger for all portfolios per GAAP policies
• Perform portfolio audit to ensure all postings are complying with company Standards and Policy, SOX
• Responsible for helping with daily valuation of portfolios to ensure accurate/timely delivery of fundNAVs
• Develops, initiates, maintains, and revises policies and procedures for the general operation of Confidential ’s Syndicated Bank Loan including Asset Backed Securities such Credit Cards, Student Loans and Mortgages
• Monitors the performance of various Syndicated Bank Loan activities, and identify service efficiency enhancements, process improvements, and service delivery
• Implement all necessary actions to ensure achievement to the objectives of an effective compliance to Northern Trust’s program; and maintaining records for auditing by creating the SLA (Service Level Agreement)
• Work with clients and investment managers directly to explain our work-flow and reporting process throughout SDLC
• Maintenance of reference and corporate actions data within a central data repository, internal book entry accounting, and conducting ad hoc analyses

Confidential, Chicago, Illinois

CDO Trust Analyst/Senior Trade Closer

Responsibilities:

• Manage eight CDO Portfolios with more than $850 million in assets.
• Reconcile and audit portfolios for trade position, cash, interest payment, and incoming/outgoing trade related wires daily
• Responsibilities include closing/executing OTC trades, prepare daily cash flow and maintaining good client relationships in Primary, Secondary loan market on commercial loan facilities including Par, Distressed, SWAP, and Bonds trades
• Review and execute lease agreements, and perform due diligence: KYC, SOX (Sarbanes and Oxley) and compliance according to LSTA, LMA and AML guidelines; and perform ClearPar trade allocations
• Ensure accurate trade terms and trade economics, and on-boarding new deals
• Review the daily/weekly/monthly NAV report and ensure Balance Sheet and Income Statement according to GAAP
• Ensure all capital activity is processed, balanced and reconciles with Agent’s Notice and Investment Managers’ activity.
• Process all Agents’ Notice pertain to the facility such borrowing, paydown, interest payment, restructure, PIK (payment in kind), etc…
• Initiate and send out wire for trade and borrowing activities, and ensure funds available for closing settlement
• Work directly with Agent Bank and counterparty to resolve payment exception
• Interact with many facets of the leveraged and distressed bank loan market, as well as structured finance securities, derivative instruments and corporate debt securities
• Work closely with internal departments, security movement, income collections, remit and disburse funds, notices, etc. and work with external parties such as: asset/hedge funds managers, underwriters, counterparties, administrative agents, and attorneys

Confidential, Illinois

Underwriter/ Sr Loan Coordinator (Consultant)

Responsibilities:

• Manage pipeline of between an averages of 50 - 90 loans
• Send an average of 35 to 55 loans to closing per month
• Clear and sign off all underwriter conditions
• Perform all type of incomes calculation and asset verifications manually
• Obtain and review title, appraisal, credit reports, insurance, trust, tax returns to determine loan eligibility
• Communicate with sale partners, borrowers, and brokers to ensure the loan quality
• Communicate and resolve issues with outside agencies such title, insurance, lien holder
• Perform auditing for loan compliance to company guide and HMDA

Confidential, Illinois

Credit Analyst/Underwriter

Responsibilities:

• Prepares /generates production, commission and compensation reports monthly
• Systematized/reviewed branch profits balance for all retail branches and HLC
• Assist Fast Answer program development to facilitate instantaneous loan approval
• Analyzed tax returns, W2’s, pay stubs, credit reports, title, insurance, appraisal, banking statements, and Bankruptcy documentation to efficiently process/underwrite loans (Conventional, Non-conventional, FHA/VA,CRA,), and determine its eligibility, and clear conditions
• Trained/experienced Desktop Underwriter (DU) and Loan Prospector (LP) underwriting systems
• Validate/reconcile loan fees, concessions, commissions, CRA, FHA/VA incentives
• Perform/validate loan auditing for Fannie Mae, Freddie Mac, HMDA compliance and AML, BSA guidelines
• Assisted with structuring, applications, coordinating preliminary/final approval
• Familiar with prescreen CMBS, MBS, pricing model, Rating Agency Criteria, Argus runs
• Acted as liaison between LaSalle Bank and others Lending Financial
• Research/provide all missing loan details from the production numbers

Confidential - Elmhurst, Illinois

Quality and Compliance Specialist (Consultant)

Responsibilities:

• Conducts extensive audit review of loan files to determine the charges to customer.
• Reviewed loan files for compliance with company policy as well as applicable to state and federal laws.
• Assisted manager with training and coaching new employees.
• Conducted research with local courts, title agencies to verify information

Confidential - Chicago, Illinois

Volunteer Teacher

Responsibilities:

• Instructed high school students: essay writing, research paper, math, and computer
• Emphasize building self-esteem and character through developing realistic goals
• Assisted setting up new lesson plans, special projects, select new learning materials

TECHNICAL SKILLS

• Excel (Pivot table
• V-lookup
• “if’ statement)
• Word
• Access
• Visio
• Entre
• MS Project
• ACT
• Lotus Notes
• Kronos
• Alltel
• Quickbooks
• SWIFT
• CDO Suite
• WSO (Wall Street Office)
• Structured Analytics Model (SAM)
• Orion
• Sungard Global+
• TSI
• ClearParCash Pro
• SharePoint
• Google Drive Bloomberg
• MarkIt
• Argus
• DU Underwriting
• Metavante
• DTC
• and LoanServ
• Calyx Point
• SAP
• and Oracle Hyperion Essbase