SUMMARY:

Experienced financial services professional with diverse background in Regulatory Compliance, Risk Management, and KYC Project Management. In - depth working knowledge of AML Investigations/KYC Remediation, Transaction Monitoring, SAR Reports, Client On-boarding and Sanctions screening. Proactive self-starter, with proven ability to effectively work with various stakeholders, including, IT and Business Development teams. Formally credit trained. CFA Level II Examination Candidate. CAMS certified, Microsoft Project and Visio certified.

AREAS OF CONCENTRATION:

RDC screening / Reporting Regulatory Compliance AML Surveillance Systems Enterprise Risk Case Management (ECRM) platform for Actimize, SAM/Mantas Financial modeling - SAS Analytics Project Management Tracking Systems Implementation Business Analysis / Requirements Strategic Planning / Forecasting Data Analysis / Accuracy Assurance Value-at-Risk (VaR) Estimation CMBS Valuation/ Pricing

EXPERIENCE:

Confidential, NY

Project Manager

Responsibilities:

• Managed Client Outreach efforts to collect KYC requirement to complete the remediation and due diligence and profile review for banking clients. Supervised and allocated work to team to Analysts
• Developed detailed project plans and coordinated activities and personnel to ensure project’s progress on schedule. Assisted in designing, building and reporting of appropriate KPIs on project.
• Created and maintained comprehensive project documentations, workplace instructions for project execution and escalation process to stakeholders as needed.
• Participated in weekly progress calls to communicate major milestones, potential project risks and provide continuing direction to project team and the Global Project Management and Regional teams.
• Successfully reviewed and completed the KYC requirements for over 1,500 Corporate, Structured Finance and LATAM clients in accordance with new European FEC Policy & Minimum Standards Policies.

Confidential

Senior Case Analyst

Responsibilities:

• Review system triggered alerts and Currency Transaction Reports (CTR) for potential structuring or “suspicious” activity
• Research customer profiles in support of CDD and KYC efforts
• Drafted narratives of findings and escalated cases that warrant filing of suspicious activity reports (SARs)
• Researched and verified that all unresolved Currency Transaction Reports (CTR) are filed as necessary.

Confidential, New York, NY

Case Lead

Responsibilities:

• Conducted screening searches and monitoring of all customers and transactions against the RDC database of sanctions, PEPs and Adverse Media. Investigated alerts for clearance or escalations.
• Remediated existing AML and KYC records for Bank clients, including Foreign Correspondent Banks, Funds, Corporates, NBFI, PSP and Investment Managers,
• Partnered with Front Office to define business requirements and served as subject matter expert (SME) on assigned initiatives to advise various stakeholders on business systems.
• Managed client record management system; Strategic Know Your Customer (SKYC) and Customer Due Diligence (CDD) systems, preformed data analysis and validation.
• Conducted enhanced due diligence (EDD) investigations on identified high risk customers and products.
• Performed due diligence on high risk products such as International Cash Letter, Cross-border Remote Deposit Capture (RDC) and Wires, Domestic and International ACH, US Dollar Drafts and Escrows.

Confidential, Livingston, NJ

Business Analyst and Relationship Manager

Responsibilities:

• Credit underwriting and analysis using Moody’s Risk Analyst. Reviewed troubled loans and made recommendations to Credit Committee for various modifications, such as deferments and term extensions.
• Assisted with developing CCAR / Dodd Frank Act Stress Test (DFAS), stress testing requirements, FR-2052a/b reporting, and model validation documentation. Asset classes include C&I loans.
• Worked with AML Transaction Monitoring, and IT teams to evaluate and develop BRDs for enhancements to the sanctions monitoring program for Prime Metavante and Actimize systems.
• Monitor portfolio to ensure Problem Loans are properly classified (internal/regulatory ratings); accrual status, adequacy of reserves and time1y charge-offs

Confidential, Princeton, NJ

Business Analyst

Responsibilities:

• Researched financial data on assigned industry sectors to provide in-depth analysis of each company’s debt obligations such as term loans, preferred stocks, bonds etc. The initiative helped provide Bloomberg subscribers additional insight of the capital structure of potential business partners and ratings assigned them. Managed client relationships to facilitate flow of updated information.
• Prepared reports for computing the financial leverage index, debt to capital ratio and debt to equity ratios of publicly traded and private companies and for updates to the Bloomberg terminals.
• Daily interface with Investor Relations, CFOs, Treasurers, Comptrollers and Accounting managers of publicly traded firms to ensure accuracy and reliability of financial data and reports.

Confidential, Old Bridge NJ

Business Analyst

Responsibilities:

• Defined business and technology requirements for AML/KYC regulatory compliance and surveillance needs.
• Assisted with developing AML/CFT examination guidelines and procedures. Conducted pilot examination for AML/CFT and programs for employees.
• Re-underwrote and evaluated credit risk of pooled commercial mortgage loans to support CMBS B-piece acquisitions.
• Client on-demand transactional services included, Asset Summary Reports (ASR), Origination pre-screening/Loan Sizing, Lease Abstraction, Loan Reviews, Rollover risk analysis, and Argus Modeling.
• Assisted with development, amendment and implementation of AML policies, procedures and internal controls designed to achieve compliance with AML rules and regulations for Banks.
• Reviewed systems, UAT testing and internal controls to adequately oversee the lending activities of the Bank.

Confidential, New York, NY

Vice President

Responsibilities:

• Actively underwrote, negotiated terms and structure of CRE transactions and loans to developers
• Performed debt-sizing and due diligence underwriting of commercial mortgage loans
• Prepared collateral analysis, financial spreads, property cash flow analysis, rent roll analysis, pro-forma cash flow analysis, and Asset Summary Reports on prospective clients for loan committee