SUMMARY:

• A senior banking professional with over twenty years of experience in risk management, (credit, operational, regulatory and market), asset backed lending {syndications and collateralized lines of credit (equity & fixed income)} and compliance (AML/BSA) and customer relationship management skillset.
• An effective project manager with excellent track record of managing project deliverables with decisive & effective collaboration from global team members (Bangalore, Paris, London and Shanghai) for research content and systems integration. Ability to work effectively in cross - functional set-up (virtual), in challenging time zones and changing environments.
• An intelligent team leader utilizing IT management techniques empowering high performance teams bringing excellent conforms, and uncanny ability to escalate project risk with strong mediation & challenging difference for project resolutions.
• Demonstrated & knowledgeable credit professional with thorough comprehension in Dodd Frank regulations and latest amendments in BASEL requirements (CCAR, Solvency Ratio, Liquidity Ratio, Tier I & Tier II, 14Q/FRC9C), living will, stress testing, capital requirements for regulatory and compliance.
• Decisive critical ability for financial analysis with metadata management involving IT issues, (SDLC, QA, SQL)) easing client boarding problems, improving Know Your Customer (KYC), account maintenance arriving at resolutions, risk and control, utilizing partial data or incomplete information.
• Proven success in communicating clearly and selling product information to a targeted technical audience on IT content and escalated issues, to various Lines of Business (LOBs), reporting to senior management on risk (credit & operational risk) and compliance methodology.
• An eloquent communicator, fluent in five languages (French, Spanish, English, Mandarin and Cantonese), effective in engaging with audience participation, escalating in risk (credit and operational) issues arriving with better risk control & resolution.

TECHNICAL SKILLS:

SharePoint, CERT, Loan IQ, SecDB, SQL, CDS, CDMS, Clear Par Systems, Excel, Access, Power Point, Visio, Word & Project

PROFESSIONAL EXPERIENCE:

Confidential, New York, NY

Project Manager

Responsibilities:

• Directed as Project Manager, participating in a global IT project utilizing “CERT” (Capacity and efficiency reporting tool) by gathering requirements on non-technology initiatives in business units (GS bank, global control & regulatory reporting) for best practices including AML/BSA, Audit, and Change Management to the technological team in Bangalore. (Project I)
• Provided technical oversight in conformity testing in SharePoint, verifying percentages in positive and negative testing for Q42012 & Q12013, presenting findings to project team lead. (Project II)
• Designed a global control user guide (FAQs), web page in “Opsipedia”, collaborating with global business partners in many Lines of Business (LOBs in Bangalore, New York and New Jersey) for research content. These enhancements enabled effective self-navigation for accounting, regulatory & governance rules. (Sec 15c3-3). (Project III).
• Engaged with embedded risk managers in (GS bank, GS Capital Markets & GS Audit, GS collateral operations) reviewing recommended operation processes, (IT end of day settlements, T+1, AML/BSA), incidents reports and risk quotients (monitored rating of strong 4,5 and 6 on watch list), KPIs for operational risk resolution with senior managing directors in different LOBs.
• Remediated all data gaps liaising with (EDM group, LOB Data Steward, Data Domain Manager, technology & operations) teams for Treasury issues resolution.
• Researched global economic sanction risk with improvements & simplify client onboarding, improving “KYC” compliance, upkeep and Governance control functions.
• Collaborated and participated on weekly international conference calls with global team leaders from London, Bangalore, New York and Utah for weekly discussion on impending and new operational issues with suggested resolutions.
• Defined all required project scope, SDLC (Project Initiation, Phase II & Phase III), summary reporting to senior management for review.
• Liaised with different Lines of Business (LOBs stakeholders ) advocating strong relationship management engaging all necessary amendments in project timelines, budgets with verification measurements.
• Participated with Corporate Finance in Basel Qualification Group on Wholesale credit on BASEL III, CCAR & 14Q/FRY9C initiatives.

Confidential, Newark, NJ

Project Manager

• Acted as Project Manage in a global IT credit loan legal documentation project extracting credit data from credit agreements, corporate resolution, global master mandate, commitment letter, conditions precedent & term sheets from agent bank) reconciling in Collateral Management System (CMS) into CDMS (Collateral Document Management System). These enhancements facilitated electronic filing for global uniformity.
• Reviewed metadata on collateral (equity, fixed income including Treasury T Bills, Cash Management, (lockbox), originating from sectors in (IT, FI, Health Care, Aeronautical, Automobile, Pharmaceutical, Gaming Hotel and Lodging & Commercial Re) for collateralized lending in APD (Hong Kong & China), LATAM (Mexico & brazil), and EMEA (London, & middle east) emerging markets.
• Liaised with Basel Qualification Group in Corporate Finance for risk strategy dealing with counterparty credit risk, BASEL III (CCAR, 14Q/FRY9C) initiatives and credit strategy.
• Demonstrated strong relationship management dealing with multiple interdepartmental lines of business for Asia Corporates and Latin American Corporates where loans are designated in foreign currency (Euro, Yen, US$) for project credit control risk issues.
• Escalated all AML/BSA risk issues especially on new client boarding, remediated key issues, expanding document management to senior management ensuring the definition of project scope, potential for risk mitigation strategies & objectives involving LOBs are accomplished.
• Engaged in a professional corporate etiquette with third party vendors, gaining strong cooperation ensuring that all comprehensive project documentation is provided.
• Liaised with Enterprise Data management team for missing data necessary for Phase I & Phase II & SDLC of the CMS into CDMC project.
• Demonstrated effective communication skills in liaising with senior managers, peers and LOB on project deliverables, timelines and providing necessary support functions as required.

Confidential, Jersey City, NJ

Project Manager

• Led as Project Manager in a credit IT systems conversion project extracting credit data from credit agreement (US & UK) from Agent bank for syndication & participation and populating into Sec DB systems for Phase I of the Sec DB project.
• Reviewed GS commitments in collateralized loan obligations (CLOs) for industrial sectors (Aeronautical, gaming, hotel & leisure, energy & global consumer goods) deriving from global multinational corporations lines of credit originating from APD, LATAM and EMEA.
• Analyzed different loan structures (term & revolver), credit rating of counterparties from rating agencies (D&B, Fitch) affecting the fee structure (commitment & facility) and loans in in foreign currencies (Euro, Yen, Renminbi & US Dollars) in Phase I of the Sec DB project.
• Reviewed positive and negative covenants especially collateral namely cash (CD), equity (pledged stock), fixed income (bonds), securities (ABS, CDS), Treasury (T Bills, and shipping vessels (Aging-value) limiting bank’s credit exposure in Phase II of the Sec DB project.
• Provided recommendations & IT enhancements on the SDLC of the Sec DB project, including SQL queries and provided a final review as a project manager with constructive critique for reporting & escalation to senior management.
• Liaised with Basel Qualification Group in Corporate Finance collaborating together with BASEL III requirements (CCAR, Credit Strategy, Solvency Ratio and Leverage Ratio for Tier I & Tier II, 14Q/FRY9C) for compliance requirements.
• Maintained all necessary amendments to the project scope, scheduling, costs utilizing all appropriate testing, measurements and verification techniques.
• Liaised with third party vendors ensuring a professional relationship ensuring that all outsourced work and project documentation is maintained correctly.

Confidential, Jersey City, NJ

Project Manager

• Delegated as Project Manager, utilized Loan IQ for recording all final loan documentation of (Credit Agreement, commitment letter, term sheet, conditions precedent from agent bank) for loan closing, in Industrial sectors (FI, Energy (oil & gas), aeronautical, automotive, hotel, gaming & lodging in asset backed lending group (ABL) for Investment Grade Loans (term, revolver, Standby L/C) originating from APD, EMEA and LATAM.
• Reviewed credit documentation (Master Agreement, Conduits, Trust Agreements) ensuring that all secured pledged assets (equities-stocks, fixed income-MBS, CDS and covenants (positive and negative) are legally binding with inter subsidiary & Principal’s (Obligor) backing.
• Led an IT audit project liaising with external auditors (KPMG), providing guidance on 3 separate audits testing selected loan samples from different lines of business (LOBs) in par and distressed loans, in commercial re and private bank in Loan IQ. The final IT audit analysis (SDLC) resulted in no issues and successfully completed the audit with distinction.
• Obtained missing credit constitutionals from DB Global Relationship Managers & global customers in Paris, Belgium & Mexico communicating in French, Spanish, & Mandarin for documentation and loan payment issues.
• Participated in Loan IQ accounting disbursements liaising with Integration Team for resolution & quality assurance (QA) to management.
• Supervised and managed all project amendments, project costs, project scope and utilizing all appropriate testing and verification techniques and measurements.
• Participated in SDLC & live testing in Loan IQ and researched on credit issues for IT implementation teams prior to the global launch in Asia and Pacific.
• Liaised with third party/vendors in a professional manner for project coordination, rapport and ensuring all outsourced work and project documentation is completing with the SDLC (Phase I & Phase II) of the Loan IQ project.
• Cooperated with the Basel Qualification Team in Corporate Finance for all BASEL II & III for CCAR, 14Q/FRY9C, Solvency Ratio, Leverage Ratio for Tier I & Tier II, for credit risk reporting.
• Collaborated with LOBs in implementing all necessary transition plans, initiatives, risk & controls, analyzing present & future alternatives for transition, change management facilitating better implementation with qualitative results.

Confidential, New York, NY

Sales specialist

• Introduced unsecured credit facilities Lines of credit (term, revolver and standby L/C-trade finance) in lower to middle market in sectors (Food & beverage, health care, manufacturing, retail and consumer goods) within assigned geographical region in New York.
• Attended new branch openings and collaborated with branch managers on joint sales visits to new loan and existing loan customers.
• Performed “KYC” site visits for due diligence for customers in “AML” watch list with increased deposits and banking transactions.

Confidential, New York, NY

Relationship Manager/Assistant Vice President

• Sold unsecured credit products (Lines of credit and trade finance) to companies within assigned geographical zone in Lower Manhattan.
• Attended community events, networked with CPAs, doctors and attorneys for referrals to new business.
• Adhered strictly to FINRA compliance rules “KYC” due diligence and various securities regulations “The Patriot Act”, “Bank Secrecy Act”, “Securities Reinvestment Act” to detect anti-money laundering (AML), fraud, suspicious activity on targeted accounts.

Confidential, New York, NY

Citi business Acquisition Analyst/Manager 

• Marketed credit products (Lines of credit, trade finance, equipment financing), to sectors (IT, F&B, and media) for sales acquisition.
• Participated in Confidential classes in credit documentation, credit logic, & sales techniques enhancing sales production & product knowledge.
• Embarked on on-site visits evaluating “KYC” due diligence and “AML” and “BSA” to ensure legitimacy of client’s business.

Confidential

Office Manager 

Responsibilities:

• Set up the Singapore Representative Office for a major Japanese conglomerate, Confidential assisting Senior Japanese executives in dealings with American developer (Georgia based), for construction of a hotel (Pan Pacific) in reclaimed land in Singapore.
• Liaised externally for treasury assisting the CFO with lenders for mortgage repayment dues, loan issues on the revolver line of credit.
• Reviewed construction costs, billing, wages due to sub-contractors, accounting discrepancies for resolution from principal lead contractor.
• Participated in inter subsidiaries (Tokyu Car, Tokyu Hotels) conferences assisting senior Japanese executives in daily administrative issues.

Confidential

Regional Credit Specialist

• Assisted relationship managers in credit loan review (Lines of credit, trade finance, equipment financing), in sectors (IT, Retail, F&B) in middle market lending to the regional credit committee in Singapore, Hong Kong and Los Angeles for credit approval.
• Screened all new loan prospects to the credit & sales team in regional credit for their credit evaluation and sales follow up.
• Trained in Asian Currency Unit (ACU) IT global settlements team, in their daily forex transactions for end of day settlements.