SUMMARY:

• Dynamic, result - driven senior risk manager with 13 + year combined achievement and success measuring & managing ALM, Market and Credit risks of various financial institutions encompassing;
• Solid Track record of quantifying several aspects of risks stemming from financial statements of Financial or Non-Financial Institutions, to effectively measure and manage their ALM, Market & Credit risks
• Experience in handling highly complex and intense structures of financial landscapes in risk management space with effective project management skills along with strong team leadership and coaching
• Skills in advising executives on the level of risk and actions to be taken, through effective communication channels

TECHNICAL SKILLS:

Accounting Software: QuickBooks Pro

Spreadsheet: MS-Excel

Database Platforms: MS-Access, MS-SQL

Statistical Software: MINITAB, R, SPSS

Operating Systems: Windows 2000, XP

Technical Analysis: MetaStock

Presentation: MS-Powerpoint

Trading Platforms: Reuters 3000Xtra, Reuters Eikon, Bloomberg

Programming: MATLAB, MS-Excel VBA

Word Processing: MS-Word

Confidential

Lead Quantitative Analyst

Responsibilities:

• Work on credit / market risk analytics client engagements within Confidential investment banking clients globally;
• Provide independent review and validation of a variety of
• Perform model benchmarking by using alternate approaches
• Independently assess model assumptions and limitations,
• Analyze results and produce material for senior management sign-off, internal committees and regulatory submissions

Confidential

Responsibilities:

• Acted as advisor to several financial institutions for their risk management needs
• Worked on my academic studies to construct some remarkable products such as Risk Appetite and Financial Fragility Indices
• Improved my software skills along with refreshing my econometric skills

Confidential

Vice President

Responsibilities:

• Led the implementation of several software including
• Performed end-to-end validations of above mentioned models employed
• Contributed to an efficient project management framework by ensuring the best practices in terms of timing, execution, communication, commitment, team principles and guidelines,
• Designed the governance and control framework by following the model risk evolution, by looking at potential emergence of model risk and by raising alarm when necessary, by organizing and participating in committees,
• Provided outsource financial risk services to asset management companies under the fund administration service scheme
• Advised the board and executive management setting up the risk appetite framework of the company,
• Communicated validation results and discussed issues, challenges and methodologies to regulatory bodies and senior management

Confidential

Manager

Responsibilities:

• Provided compliance and quantitative risk advisory to major financial institutions including development & validation of rating systems, scorecards and pricing models.
• Performed independent validations of mainly Credit Risk measurement processes including Basel relevant regulations
• Developed risk models for both financial and non-institutions to meet their market, credit, liquidty risk needs

Confidential

Assistant Risk Manager

Responsibilities:

• Advised the board and executive management setting up the risk appetite framework of the company,
• Led the implementation of the ALM software, to measure and manage the balance sheet risks,
• Implemented and maintained model governance processes for the brokerage house including model inventory, model certification, annual model review, on-going model performance review.
• Ensured that all Model Risk Management Policy requirements are being met in on-boarding of new models as well as changes to existing models.
• Managed the market risk of trading & non-trading portfolios of the company as well as the market risks various funds (including the Confidential )
• Coordinated the “Counterparty Risk Management” project, which mainly focused on PFE, EE, EPE, EEPE measures
• Designed all aspects of centralized corporate hedging program
• Led the end-to-end validations involved identifying the key risks associated with a model, planning a risk-based validation approach and scope, designing and conducting validation tests, recognizing gaps in model risk management and governance, and drafting a model validation report

Confidential

Assistant Credit Risk Manager

Responsibilities:

• Contributed directly to the efficient credit risk management surrounded the credit risk policy of bank
• Played a pivotal role in establishment of Model Validation Unit and constructed Validation Unit’s initial framework by contributing to relevant documentation of policies, workflows in the organization chart
• Developed and implemented internal credit risk measurement models, rating systems and scorecards for “ Corporate, SME, and Retail (Auto, Mortgage, Consumer Finance, Credit Card, Overdraft)” segments
• Developed PD models for “ Corporate, SME, and Retail segments
• Co-led the “Basel II Compliance Project”
• Designed solutions for “Recoveries of Past Due Credit Cards, Commercial & Consumer Loans” and built LGD models

Confidential

Risk Consultant

Responsibilities:

• Analyzed the business needs of the internal & external clients to help identify business problems and proposed solutions
• Contributed to Pre-Sales team’s efforts in new opportunity creation by bringing my technical expertise
• Built working relationships with senior management team within client organisations to achieve project objectives
• Developed the Financial Instrument Analyzer, Market Risk, Internal Rating, Scorecard Solutions
• Led and coordinated research and project teams within the company

Confidential

Credit Risk Specialist

Responsibilities:

• Measured the controllable risks and evaluated them
• Monitored the non-controllable risks and tried to mitigate them proposing various solutions
• Participated the “Credit Card Project” and made the related risk analyses of the product before & after launching
• Co-led the “ Corporate Rating Project” & “Consumer Finance Scorecard Project”
• Trained branches’ and departments' key personnel

Confidential

Assistant Purchasing Specialist

Responsibilities:

• Managed Purchasing Module
• Followed up Accrual-Commitment Reports
• Arranged advance & bill payments and made reconciliations

Confidential, Carrollton

Graduate Research Assistant

Responsibilities:

• Assisted the professors in the department by contributing to their researches about various topics of finance & accounting.
• Contributed the curriculum formation and exam reviews of professors.

Confidential

Equity Research Intern

Responsibilities:

• Prepared several equity research reports, sectoral reports and country reports
• Updated the databases used by the staff in department