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Senior Credit Analyst Resume

2.00/5 (Submit Your Rating)

New York, NY

SUMMARY:

  • Dedicated professional with 17 years experience in credit analysis, management and administrated duties

SKILL:

Highly Proficient in: MS Word, MS Excel, MS PowerPoint some knowledge in MS Project Manager, fluent in Spanish

PROFESSIONAL EXPERIENCE:

Confidential, New York, NY

Senior Credit Analyst

Responsibilities:

  • Liaison between finance company and client regarding all policies, credit approval guidelines, documentation, and commissions.
  • Accurately input applications sent in from dealers and also via incoming phone calls/emails with the utmost discretion
  • Review equipment finance lease agreements, applications, and other supporting documents for accuracy and classification of applicants according to company guidelines
  • Request and review of additional conditions needed to support financing approval
  • Research and analyze credit reports and all relevant documentation necessary to determine the credit worthiness of applications resulting in approval or decline for financing
  • Determine final decisions on approvals after evaluating risks, compliance a quality of all financing
  • Contact primary guarantors to verify delivery of equipment and acceptance of equipment finance lease agreements before finalizing funding
  • Manage acceptance turnaround times for applications submitted for pre - approval on funding for client prepare and process all lease documents for final funding
  • Maintain and manage daily, weekly, and monthly reports pertaining to approvals, declines, problem leases, and funding/commission paid to clients and their sales representatives
  • Handle inbound and out-bound merchant calls to confirm information and verify the lease prior to funding as well as identifying fraudulent verifications

Confidential, Jersey City, NJ

Administrative Assistant

Responsibilities:

  • Prepared invoices, expense reports, memos, letters, financial statements and PowerPoint presentations
  • Collaborated with co-workers on special projects to achieve corporate goals within a deadline parameter
  • Maintained high level of confidentially with emails, records and information of both a business and personal nature with utmost discretion
  • Complied, organized, processed and submitted daily, weekly, and monthly productivity reports
  • Conducted research, compiled data, and prepared papers for consideration and presentations
  • Scheduled and managed all meetings, reservations, appointments, conference calls
  • Reviewed and responded to phone calls, voicemails, correspondence, emails and distributed among staff and clients
  • Acted as liaison between client/employees and director as needed when he wasn’t available
  • Executed and organized corporate events, handled and facilitated gift buying for clients
  • Updated and retrieved information from corporate database to ensure accuracy on a daily basis

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