Senior Credit Analyst Resume
2.00/5 (Submit Your Rating)
New York, NY
SUMMARY:
- Dedicated professional with 17 years experience in credit analysis, management and administrated duties
SKILL:
Highly Proficient in: MS Word, MS Excel, MS PowerPoint some knowledge in MS Project Manager, fluent in Spanish
PROFESSIONAL EXPERIENCE:
Confidential, New York, NY
Senior Credit Analyst
Responsibilities:
- Liaison between finance company and client regarding all policies, credit approval guidelines, documentation, and commissions.
- Accurately input applications sent in from dealers and also via incoming phone calls/emails with the utmost discretion
- Review equipment finance lease agreements, applications, and other supporting documents for accuracy and classification of applicants according to company guidelines
- Request and review of additional conditions needed to support financing approval
- Research and analyze credit reports and all relevant documentation necessary to determine the credit worthiness of applications resulting in approval or decline for financing
- Determine final decisions on approvals after evaluating risks, compliance a quality of all financing
- Contact primary guarantors to verify delivery of equipment and acceptance of equipment finance lease agreements before finalizing funding
- Manage acceptance turnaround times for applications submitted for pre - approval on funding for client prepare and process all lease documents for final funding
- Maintain and manage daily, weekly, and monthly reports pertaining to approvals, declines, problem leases, and funding/commission paid to clients and their sales representatives
- Handle inbound and out-bound merchant calls to confirm information and verify the lease prior to funding as well as identifying fraudulent verifications
Confidential, Jersey City, NJ
Administrative Assistant
Responsibilities:
- Prepared invoices, expense reports, memos, letters, financial statements and PowerPoint presentations
- Collaborated with co-workers on special projects to achieve corporate goals within a deadline parameter
- Maintained high level of confidentially with emails, records and information of both a business and personal nature with utmost discretion
- Complied, organized, processed and submitted daily, weekly, and monthly productivity reports
- Conducted research, compiled data, and prepared papers for consideration and presentations
- Scheduled and managed all meetings, reservations, appointments, conference calls
- Reviewed and responded to phone calls, voicemails, correspondence, emails and distributed among staff and clients
- Acted as liaison between client/employees and director as needed when he wasn’t available
- Executed and organized corporate events, handled and facilitated gift buying for clients
- Updated and retrieved information from corporate database to ensure accuracy on a daily basis