AREAS OF EXPERTISE:

• Quality Control
• Retail and Business Banking
• Transaction Monitoring
• SAR Writing
• Stored Value Card Investigations
• Foreign Correspondent Banking
• Pattern Analysis
• Bank Secrecy Act
• KYC, CDD, EDD
• OFAC Sanctions

TECHNICAL SKILLS:

Proficient in: Microsoft Office 2013, Excel (Pivot Tables, Basic VBA, Filtering, Sorting), SPSS (PASW) Statistics, Actimize, Fortent, STAR FiServ FCRM, Lexis Nexis, World Check, Halo, Fortent, Host.

PROFESSIONAL EXPERIENCE:

Confidential, New York, NY

Senior AML Investigator

Responsibilities:

• Provided process improvements and corrective action plans to ensure that existing AML and compliance processes are at a level commensurate with regulatory expectations and communicated findings to the senior quality assurance management.
• Examined wire activity conducted through correspondent banking relationships for potentially suspicious activity including terrorist financing, foreign shell corporations, 311 entities, multiple jurisdictions, RFI (Request For Information) responses and former SAR suspects as part of a look back project.
• Submit timely and accurate documentation of performed risk assessments and AML quality control reviews.
• Determined and implemented additional steps, validating KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity.
• Responsible for ensuring all required regulatory reporting is conducted in a timely, accurate, and compliant manner, including the filing of Suspicious Activity Reports (SARs) to Fin CEN, as well as, FinCEN 314(a) and 314(b) procedures and reporting.

Confidential, New York, NY

AMLKYC Investigator (Contract)

Responsibilities:

• Provide subject matter expertise in the area of Anti - Money Laundering and financial fraud investigations which includes FCPA, OFAC and/or PEP filtering systems, KYC file remediation, AML trade based examinations, AML gap assessments, AML compliance monitoring and AML training and the review and preparation of SARs.
• Worked closely with team members, authorities and other financial institutions to fulfill 314 (a) and 314(b) of the USA Patriot Act Sharing of Information requests.
• Responsible for reviewing and investigating escalated payments and/or transactions which have been identified as containing potential matches against Government Sanction lists: OFAC, United Nations, European Union, and others.
• Conducted and communicated RFI's (Request For Information) with client relationship managers.
• Provide advice to management on issues relating to correspondent banking.

Confidential, New York, NY

Compliance Officer (Contract)

Responsibilities:

• Reviewed narratives of findings and suspicious activity reports (SARs) pursuant to FinCEN guidance and continuing filing requirements.
• Analyze Stored Value card accounts across multiple payment processors and various rule codes.
• Effectively conducted /KYC formality reports on questionable accounts and transactions.
• Conducted and communicated RFI's (Request For Information) with client relationship managers.
• Carry out trigger event and periodic due diligence review on correspondent banking customers.
• Assembled casework through various public and proprietary sources including publicly available information from Google, negative media from Lexis Nexis, Business filings from Secretary of State Portals for various states, Phone number lookups, etc.

Confidential, New York, NY

AMLKYC Investigator

Responsibilities:

• Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.
• Reviewed and ensuring the adequacy of USA Patriot Act certifications supplied by the Bank's foreign correspondents housed in the bank systems.
• Act as a subject matter expert to employees, providing guidance on what actions to take in dealing with high risk accounts.
• Drafted narrative suspicious activity reports (SARs).
• Perform detailed analysis/investigation of complex transactions and adverse media on banking clients to identify potentially suspicious activity such as structuring and high risk wire activity.
• Conduct enhanced due diligence research and complete reports.

Confidential, Newark, DE

Compliance Officer

Responsibilities:

• Collect and document data, including investigation, or Suspicious Activity Report history; KYC information; relevant account and transaction data; plus any other required information to assist the investigation through various databases.
• Performed User Acceptance Tester (UAT) understands the need to meet all functionality requirements for business client end-users of applications.
• Conduct regular risk and data quality assessments.
• Ensuring global compliance and sanctions with all AML laws, regulations, guidelines, written procedures; CIP, KYC, OFAC, FATCA and customer/transaction monitoring.

Confidential, Philadelphia, PA

KYC Tax Analyst

Responsibilities:

• Set up client accounts, collected related tax documentation and reviewed transactions for potential red flags
• Completed analysis of transactional information to identify risk, trends and potential wary activity.
• Performed the required KYC screenings on customers documenting the information obtained on the client.
• Assisted in the handling of informational requests submitted under the USA Patriot Act.