Consultant-SAS Resume

SUMMARY:

Senior Credit Risk Professional, expert in portfolio risk control, Demonstrated leader, mentor of world - class risk management, analytic teams.
Specializing in strategy development and implementation, management of predictive analytics and scoring models using Confidential, SAS, and SQL (for Risk Management, Fraud, Associate Monitoring, Marketing, Finance).
Proactively reporting and monitoring key performance indicators, and Expert Business Unit-IT Liaison.
Big Data experience with Teradata and Netezza.

COMPUTER SKILLS:

Expert Big Data skills with - SAS 9.3, Confidential, SQL, in UNIX, Netezza, Teradata (The “W”) and MS-Office, MS-Visio, and Powerpoint.

PROFESSIONAL EXPERIENCE:

Confidential

Consultant-SAS

Responsibilities:

Team Development and Implementation of Liquidity profile cash flow database for the Living Will reporting requirements of FR 2052a; Data Quality and Validation Analysis of the data on DBO. Using SQL and Confidential .

Confidential, Charlotte, NC

Consultant-SAS

Responsibilities:

Developed and Implemented Validation Code for production and development scorecards (College, Core, PLL) with automated Data Validation, Quality Control, and reporting processes. System is control table based with attributes and key requirements designed by scorecard. Using SQL and SAS.

Confidential, Charlotte, NC

Vice President

Responsibilities:

Designed Enterprise Independent Testing (EIT)-Associate Monitoring production filters to monitor Information Protection, Privacy, Policy Adherence, Sales Ethics, and Elderly Abuse via OMAN.
Developed TERADATA SQL, SAS filters for the identification and escalation of suspect associate-customer transactions (TEBS, RDT, Wires, Money Orders).
Developed, implemented Six Sigma project “Ulu Gen-2” filter for Internal Fraud Security;
Analyzed and optimized selection algorithm identifying suspect transactions on Credit/Debit cards, E-Com, and other products.

Confidential

Consultant

Responsibilities:

Participated in the corporate-wide Development and Maintenance of "Risk Control Framework" ( Confidential ), Risk Control Metrics (RCM), "Loan Quality", “Policy Concentration”, and “Exception Performance” reporting.

Confidential

Consultant - Risk Analytics and Application Developer

Responsibilities:

Developed and Implemented 'LEAP' Report, core performance for Card Services, focused on action-able profit and loss performance indices (calendar/vintage)
Developed 'New Account Profile' and 'Pricing' performance reporting.
On-going support of Confidential merger, performance reporting, ad-hoc file requests.

Confidential, Charlotte, NC

Vice President - Senior Portfolio Risk Manager

Responsibilities:

Conducted calendar and vintage performance analysis to monitor and control credit losses and improve credit quality and underwriting criteria; Including Benchmarking and Optimization strategy of new business KPIs and base portfolio.
Revised LOB credit policy, increasing profitability of new business and simplifying underwriting process.
Managed the Quality Control and Compliance functions, reporting and testing, Reg. B, HMDA, Privacy, Fair Lending, AML/BSA/OFAC and other applicable Mortgage Lending regulations.

Confidential

Vice President

Responsibilities:

Implemented score-based Line Management Strategy to optimize open-to-buy and down-payment parameters allowing for increased same store retail sales.
Managed the behavior and collection score strategies for automatic underwriting (Mago), increasing auto-decisions from 12% to 27%.
Implemented Money Transfer Lending Criteria, including 'what-if' performance.